How to Check for your Free Rental history

Let’s face it, moving houses can be quite an expensive venture. There is a whole lot to think about like: the distance between your current house and the new apartment – what will be the cost implication of transporting your stuff; you will need a moving company that will provide you with services for packing and unpacking of your households.

home Renting

Furthermore, moving can be so emotionally and physically draining, to add on the new job, it may not be easy to get time off just to handle the whole moving project. The other dreaded issue is that you have to check your rental history reports and there is a cost to it.

You also have to go through tonnes of paperwork to review your current and past leases, studying them like you are about to sit for an examination. This whole experience is starting to sound like a nightmare and your head starts pounding when you think of what you have to endure just to make sure that this is a seamless process with minimal mud racking to your name.

If you had a choice, you would simply buy your own house and forget about this whole moving issue. The good news is, you can minimize some of your moving expenses by acquiring a free rental history. A little relief for you.

Step-by-step guide

  1. The government is very considerate and entitles you to a free report on your rental history every year. All you have to do is look out for the websites that provide this service and request for your free copy.
  2. If you have already identified your new rental and have the contacts of your potential landlord, then contact him/her and simply request for the credit reporting agency that they have subscribed to so that you can check whether there they can avail a free report.
  3. Ensure that you are aware of the ways in which you can apply for your free report. Some of the companies can have the option of you submitting an online application while others will instruct you to send it by mail. If the application is to be made online, ensure that you provide your full details: your name, social security number, date of birth, telephone number, physical and postal addresses. If the application is to be made through direct mail, provide documentation of these details as evidence of valid information.
  4. Be sure to take note of the timelines by which your report will be availed. This will make it easier for you to plan the moving process.
  5. Once you receive the report, check for any wrong information that is untrue. In such a case, proceed to file a dispute with the respective credit reporting agency informing them of the anomalies.
  6. If there is any negative information and you have evidence to request for its removal, proceed to inform the agency so that they can maintain a clean record.